bila di pikir-pikir.... membazir betul pakai kad credit...... interest.... mahal... itu pun belum termasuk late charges.. huh... boring ajer.....
dulu... masa nak apply.... macam-macam strategi di buat...... tapi bila dah dapat.... habis limit dah..... membebel-bebel mak aku bila dapat tahu.......... berapa banyak utang kad kredit aku.....
Kalau masa mengswipe.... sungguh mudah dan senang....... laju ajer kan..... tapi bila bill sampai..... terbeliak bijik mata tengok............ sememang nya aku tak perasan pun..... seperti tak pernah habis aku bayar kad kredit nih.... macam makin bertambah ajer....
sekarang nih aku akan menjalankan strategi pengurusan kad kredit yang lebih efisen.... baru lah selamat duit aku nanti tak bagi kat bank ajer........
tak kira lah sama ada aku kene gari semua kad kredit itew..........
kalau aku tak dapat nak gari kad-kad aku nih..... aku akan potong kad itu supaya tidak membisik lagi ke telinga supaya menswipe.....
macam mana nak kurang kan caj ke atas kad kredit anda...... ?
kat bawah nih ada tip-tip yang berguna.......
TIP-TIP MENGURANGKAN CAJ PADA KAD ANDA
- Anda boleh mengelak daripada dikenakan beberapa jenis caj tetapi masih boleh memperolehi kad kredit. Berikut adalah beberapa tip untuk merealisasikannya:
Hati merajuk dengan sahabat baik......... tak tau kenapa aku merasakan kecik hati dengan apa yang dia kata semalam......... walaupun aku rasa aku tak patut merajuk........ tapi hati nih tetap rajuk... susah aku nak pujuk diri sendiri...........Kesian Sarah nak makan Puding Roti....... tapi tak apa.... nanti aku buatkanlah untuk dia.... sabar yer sarah.... emo pulak hari ini.......... aku nih pun duk dalam bilik ajer dari bangun tido tadi..... paling tak pun aku makan dan basuh baju..... sekarang dah jam 3pm.... masih lagi tak mandi pagi... heheheheh......
kalau nak kenal mana satu sarah... itu dia..... wanita berbaju kurung ungu itu.........
jadi..... semua plan aku batalkan...... duduk rumah ajer dengar lagu-lagu beyonce...... Get mE BodIED, EgO, RaDio, De jAvu, HeLlo, IrrePlacable, DissApPear, SweEt DreAm, LISTEN.........
Listen to the song here in my heart
A melody I start but can't complete
Listen to the sound from deep within
It's only beginning to find release
Oh, the time has come for my dreams to be heard
They will not be pushed aside and turned
Into your own all 'cause you won't
Listen
Listen, I am alone at a crossroads
I'm not at home in my own home
And I've tried and tried to say what's on mind
You should have known
Oh, now I'm done believing you
You don't know what I'm feeling
I'm more than what you made of me
I followed the voice you gave to me
But now I've gotta find my own
You should have listened, there is someone here inside
Someone I thought had died so long ago
Oh, I'm screaming out and my dreams'll be heard
They will not be pushed aside on words
Into your own all 'cause you won't
Listen
Listen, I am alone at a crossroads
I'm not at home in my own home
And I've tried and tried to say what's on mind
You should have known
Oh, now I'm done believing you
You don't know what I'm feeling
I'm more than what you made of me
I followed the voice you gave to me
But now I've gotta find my own
I don't know where I belong
But I'll be moving on
If you don't, if you won't
Listen to the song here in my heart
A melody I start but I will complete
Oh, now I'm done believing you
You don't know what I'm feeling
I'm more than what you made of me
I followed the voice you think you gave to me
But now I've gotta find my own, my own
